Send Money from Canada to Philippines — Compare Fees, Rates & Speed | MoneyTransfer Compare

Send Money from Canada to Philippines

Which provider is cheapest and fastest? Compare 6 providers for C$200–C$2.

⚡ Important: This comparison is for informational purposes only and does not constitute financial advice. Exchange rates, fees, and transfer speeds are based on publicly available information and may change. Always verify current pricing directly on each provider’s official website before initiating a transfer. We may earn affiliate commissions from some providers when you use our links — this does not affect our comparison methodology.

🏆 Best Overall for CA → Philippines

Based on our comparison of fees, exchange rates, and speed,Wisescores highest (93/100) for the CA → Philippines corridor. They offer Mid-market rates with fees around ~0.5%, and hours to 1 day delivery. However, the best choice depends on your specific amount and priority — see the full comparison below.

About This Corridor

Canada to Philippines is a vital corridor for the large Filipino diaspora. Cash pickup remains popular alongside bank deposits and mobile wallets like GCash.

Major corridor for Filipino-Canadian community

C$200–C$2

Other Corridors

US → India6 providers AU → China6 providers UK → Nigeria6 providers US → Mexico6 providers EU → Ukraine6 providers UK → Pakistan6 providers AU → India6 providers

Provider Comparison: CA → Philippines

Wise

Score: 93/100 Full Wise Review → Fee ~0.5%

Hours to 1 day Rate Quality Mid-market

Overall 93/100

Remitly

Score: 89/100 Full Remitly Review → Fee C$0–C$3.99

Minutes (Express) Rate Quality Small markup

Overall 89/100

WorldRemit

Score: 84/100 Full WorldRemit Review → Fee C$1.99–C$4.99

Minutes Rate Quality Moderate margin

Overall 84/100

Western Union

Score: 68/100 Full Western Union Review → Fee Variable

Minutes (cash) Rate Quality Larger margin

Overall 68/100

XE

Score: 76/100 Full XE Review → Fee No fee

1–2 days Rate Quality 1.5–2.5% margin

Overall 76/100

OFX

Score: 72/100 Full OFX Review → Fee No fee

1–2 days Rate Quality 2–3% margin

Overall 72/100

FAQ: CA → Philippines Transfers

What’s the cheapest way to send money from Canada to Philippines?

Wise typically offers the lowest total cost because it uses the mid-market exchange rate with no markup. However, for very small amounts, promotional pricing from Remitly Economy may be cheaper. Always check live rates on both websites before sending.

How fast can I send money to Philippines?

The fastest providers for the CA → Philippines corridor can deliver in minutes (Remitly Express, Western Union cash pickup). Bank-to-bank transfers through Wise typically complete within hours to 1 day. OFX and XE take 1–2 business days. Speed depends on payment method, time of day, and bank processing times.

Which provider has the best exchange rate for CAD/PHP?

Wise offers the mid-market exchange rate with no markup — this is the rate you see on Google and XE.com. Other providers add a margin (typically 1–4%) to the exchange rate as their revenue source. For the CAD/PHP pair, Wise’s transparent pricing means you always know exactly how much the recipient will receive.