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MoneyTransfer.help Est. 2024

Send Money Overseas? Compare Fees, Speed & Rates

Side-by-side comparisons of Wise, Remitly, WorldRemit, OFX, XE, and Western Union across 8 corridors. Find which provider gives you the most money on the other side.

Compare Providers Browse by Corridor
6
Providers
Compared
8
Corridors
Analyzed
50+
Currencies
Covered
Jul
Updated
2026
Licensed & Regulated
Transparent Comparison
Financial Compliance
Bank-Level Security
How It Works

Three steps to finding the best way to send money internationally

01

Choose Your Corridor

Pick where you're sending from and to. We cover 8 major corridors with detailed comparisons.

02

Compare Providers

See side-by-side fees, exchange rate margins, and estimated delivery times for each provider.

03

Send with Confidence

Click through to the provider that best fits your needs. Always verify live rates on their site.

Providers

Providers We Compare

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Wise

4.3 ★

Mid-market exchange rate with transparent, low fees. Money arrives in local bank accounts in 50+ currencies.

Bank-to-bank 45% instant 50+ currencies

Remitly

4.0 ★

Two speed tiers: Express (minutes) and Economy (3-5 days). Strong in corridors to Asia, Africa, Latin America.

Urgent transfers Minutes 100+ countries

WorldRemit

4.1 ★

Strong in remittance corridors to Africa, Asia, Latin America. Bank deposit, cash pickup, mobile money.

Sending to Africa Minutes 130+ countries

OFX

4.3 ★

Best for large transfers ($1,000+). No transfer fees, competitive rates, 24/7 phone support.

Large transfers 1-2 days 50+ currencies

XE

4.4 ★

Known for currency converter. Competitive rates for 60+ currencies. Best known brand in currency data.

Trusted brand 1-3 days 60+ currencies

Western Union

3.8 ★

Largest network globally with 500,000+ agent locations. Best for cash pickup worldwide.

Cash pickup Minutes 200+ countries
Corridors

Popular Corridors

View all corridors →
🇺🇸 → 🇮🇳
US → India
6 providers compared
🇦🇺 → 🇨🇳
AU → China
6 providers compared
🇬🇧 → 🇳🇬
UK → Nigeria
6 providers compared
🇨🇦 → 🇵🇭
CA → Philippines
6 providers compared
🇺🇸 → 🇲🇽
US → Mexico
6 providers compared
🇪🇺 → 🇺🇦
EU → Ukraine
6 providers compared
🇬🇧 → 🇵🇰
UK → Pakistan
6 providers compared
🇦🇺 → 🇮🇳
AU → India
6 providers compared
Latest

Latest Comparisons & Guides

View all articles →
Jul 28, 2026 general

About MoneyTransfer Compare | MoneyTransfer Compare

Independent comparison of international money transfer services. Our mission is to help you find the most cost-effective and fastest way to send money across borders.
Jul 28, 2026 general

Compare Money Transfer Providers Side-by-Side | MoneyTransfer Compare

Select a corridor and compare Wise, Remitly, WorldRemit, OFX, XE, and Western Union side-by-side. See fees, exchange rates, transfer speed, and overall scores.
Jul 28, 2026 corridor

Send Money from Australia to China — Compare Fees, Rates & Speed | MoneyTransfer Compare

Compare Wise, Remitly, WorldRemit, OFX, XE & Western Union for Australia → China transfers. Australia to China is a major corridor for international students, workers, and the Chinese-Australian community. Key fa...
Jul 28, 2026 corridor

Send Money from Australia to India — Compare Fees, Rates & Speed | MoneyTransfer Compare

Compare Wise, Remitly, WorldRemit, OFX, XE & Western Union for Australia → India transfers. Growing corridor driven by Indian international students and professionals in Australia. Competitive rates and NRE/NRO c...
Jul 28, 2026 corridor

Send Money from Canada to Philippines — Compare Fees, Rates & Speed | MoneyTransfer Compare

Compare Wise, Remitly, WorldRemit, OFX, XE & Western Union for Canada → Philippines transfers. Canada to Philippines is a vital corridor for the large Filipino diaspora. Cash pickup remains popular alongside bank de...
Jul 28, 2026 corridor

Send Money from Eurozone to Ukraine — Compare Fees, Rates & Speed | MoneyTransfer Compare

Compare Wise, Remitly, WorldRemit, OFX, XE & Western Union for Eurozone → Ukraine transfers. EU to Ukraine remittances have grown significantly. Many providers offer low-cost digital transfers. Bank deposit is the...
FAQ

Common questions

What's the cheapest way to send money internationally?
Wise typically offers the best overall value due to its mid-market exchange rate and transparent fee structure (~0.35%–2%). However, the cheapest provider depends on your corridor, amount, and payment method. For small amounts on certain corridors, Remitly Economy or WorldRemit may have promotional pricing. For large transfers ($1,000+), OFX waives transfer fees and offers competitive rates. Always compare live pricing across 2-3 providers before sending.
Which provider has the best exchange rate?
Wise uses the mid-market exchange rate (the rate you see on Google/XE.com) with no markup. Most other providers add a margin to the exchange rate — typically 1%–4% above mid-market. The exchange rate margin is often the largest hidden cost in international transfers. OFX and XE offer competitive rates for large amounts, while Western Union and Remitly Express include larger margins to fund faster delivery.
How long does an international money transfer take?
Transfer speed varies by provider, corridor, and payment method. Remitly Express and Western Union can deliver in minutes (especially for cash pickup). Wise delivers approximately 45% of transfers instantly, with most arriving within 24 hours. OFX and XE typically take 1–2 business days. Bank-to-bank transfers on weekends or holidays may take longer.
Are these money transfer services safe?
Yes. All six providers on this site are regulated by major financial authorities: FCA (UK), FinCEN (US), ASIC (Australia), MAS (Singapore), and/or equivalent regulators in their operating jurisdictions. They use bank-level encryption, identity verification, and anti-fraud measures. Always verify you're on the official website before entering personal or payment information.

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