Wise Review — International Money Transfer Fees, Rates & Speed | MoneyTransfer Compare

Wise

★ 4.3 · 230,000+ reviews

Wise (formerly TransferWise) · Founded 2011 · London, UK

⚡ Important: This comparison is for informational purposes only and does not constitute financial advice. Exchange rates, fees, and transfer speeds are based on publicly available information and may change. Always verify current pricing directly on each provider’s official website before initiating a transfer. We may earn affiliate commissions from some providers when you use our links — this does not affect our comparison methodology.

Percentage-based (0

Mid-market rate (no markup)

45% instant, most within 24 hours

50+ currencies, 80+ countries

Overview

Mid-market exchange rate with transparent, low fees. Money arrives in local bank accounts in 50+ currencies. No markup on the exchange rate — you pay the rate you see on Google.

Key Features

Mid-market rate No hidden markup Multi-currency account Debit card available Batch payments for business

Pricing & Fees

Percentage-based (0.35%–2%), varies by corridor. Some corridors have fixed fee + percentage.

Mid-market rate (no markup) Min Transfer Varies by corridor (~$1 equivalent) Max Transfer Varies by corridor (up to $1M+ for business)

✅ Strengths

• ➕Best exchange rates
• ➕Transparent fee structure
• ➕Excellent app
• ➕Fast for major corridors

⚠️ Limitations

• ➖No cash pickup
• ➖Limited to bank-to-bank
• ➖Some corridors more expensive

Best For

Bank-to-bank transfers Cost-conscious senders Regular small transfers

Regulation & Safety

FCA (UK), FinCEN (US), ASIC (AU), and 40+ regulators globally

Compare Wise on a specific corridor

See how Wise stacks up against other providers for your route.

Compare Now

Quick Facts

Founded 2011 HQ London, UK Mobile App ✅ Yes Trustpilot ★ 4.3 Visit Wise Website →

Compare live rates before sending. Not financial advice.

Other Providers

Remitly★ 4 WorldRemit★ 4.1 OFX★ 4.3 XE★ 4.4 Western Union★ 3.8