Send Money from United Kingdom to Nigeria — Compare Fees, Rates & Speed | MoneyTransfer Compare

Send Money from United Kingdom to Nigeria

Which provider is cheapest and fastest? Compare 6 providers for £100–£2.

⚡ Important: This comparison is for informational purposes only and does not constitute financial advice. Exchange rates, fees, and transfer speeds are based on publicly available information and may change. Always verify current pricing directly on each provider’s official website before initiating a transfer. We may earn affiliate commissions from some providers when you use our links — this does not affect our comparison methodology.

🏆 Best Overall for UK → Nigeria

Based on our comparison of fees, exchange rates, and speed,Wisescores highest (92/100) for the UK → Nigeria corridor. They offer Mid-market rates with fees around ~0.5%, and hours to 1 day delivery. However, the best choice depends on your specific amount and priority — see the full comparison below.

About This Corridor

UK-to-Nigeria is one of the busiest corridors for the Nigerian diaspora. Mobile money and bank deposit are popular delivery methods. Exchange rate volatility in NGN is a key concern.

Major corridor for Nigerian diaspora in the UK

£100–£2

Other Corridors

US → India6 providers AU → China6 providers CA → Philippines6 providers US → Mexico6 providers EU → Ukraine6 providers UK → Pakistan6 providers AU → India6 providers

Provider Comparison: UK → Nigeria

WorldRemit

Score: 90/100 Full WorldRemit Review → Fee £0.99–£2.99

Minutes Rate Quality Moderate margin

Overall 90/100

Wise

Score: 92/100 Full Wise Review → Fee ~0.5%

Hours to 1 day Rate Quality Mid-market

Overall 92/100

Remitly

Score: 87/100 Full Remitly Review → Fee £0–£2.99

Minutes (Express) Rate Quality Small markup

Overall 87/100

Western Union

Score: 72/100 Full Western Union Review → Fee Variable

Minutes (cash) Rate Quality Moderate margin

Overall 72/100

XE

Score: 75/100 Full XE Review → Fee No fee

1–2 days Rate Quality 1.5–2.5% margin

Overall 75/100

OFX

Score: 70/100 Full OFX Review → Fee No fee

1–2 days Rate Quality 2–3% margin

Overall 70/100

FAQ: UK → Nigeria Transfers

What’s the cheapest way to send money from United Kingdom to Nigeria?

Wise typically offers the lowest total cost because it uses the mid-market exchange rate with no markup. However, for very small amounts, promotional pricing from Remitly Economy may be cheaper. Always check live rates on both websites before sending.

How fast can I send money to Nigeria?

The fastest providers for the UK → Nigeria corridor can deliver in minutes (Remitly Express, Western Union cash pickup). Bank-to-bank transfers through Wise typically complete within hours to 1 day. OFX and XE take 1–2 business days. Speed depends on payment method, time of day, and bank processing times.

Which provider has the best exchange rate for GBP/NGN?

Wise offers the mid-market exchange rate with no markup — this is the rate you see on Google and XE.com. Other providers add a margin (typically 1–4%) to the exchange rate as their revenue source. For the GBP/NGN pair, Wise’s transparent pricing means you always know exactly how much the recipient will receive.